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Secure payment
Dennis Hissink : April 26th 2010 - 12:45 CET
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HypercomEnable iPhone smartphone for secure payment : Hypercom Corporation unveiled the first two members of a product family that enable smartphones to accept card payments. The two elegant, state-of-the-art SmartPayments Mobile payment solutions are for merchants with Apple iPhones who demand simple, flexible and secure card present processing capabilities on the popular smartphone platform. Hypercom’s payment solutions for the iPhone extend the use of electronic payments beyond in-store retail to home merchants, door-to-door delivery and repair services, event vendors and an array of other merchants with business-critical features not provided by recently-announced competitive units. Secure payment becomes an important part of business.

Secure payment

Encrypted card reader for secure payment with iPhone
Unlike competitor products, SmartPayments Mobile is also designed for upscale retailers who want to stay close with high-value customers on the retail floor and expedite their purchases. SmartPayments Mobile will begin shipping in the second quarter and is available for preorder now at hypercom.com. SmartPayments Mobile products feature a durable slider case with an encrypted, PCI, PA-DSS certified high security card reader for secure payment that fully protects the iPhone from scratches and other damage that results from using less protective products, and lets merchants avoid the high cost of “card not present” transaction fees in application-only solutions.

Secure payment with mobile barcode scanner
Also unlike competitive products, the SmartPayments MobilePlus secure payment solution adds a barcode scanner for instantaneous pricing, inventory control, auto population and validation of drivers’ licenses or other forms of barcoded information as required for on-the-go merchants selling products and services. The addition of barcode scanning opens the door to an array of payment-enabled business applications and vertical market solutions available on the iPhone platform.

SmartPayments MobilePro secure payment solution
For merchants not requiring barcode scanning, the SmartPayments MobilePro features the same iPhone-protective card reader and signature capture for simple, fast and secure card processing. Additional standard features on both models include Hypercom’s secure payment end-to-end payment data protection, a built-in rechargeable battery that significantly increases usage time by not relying solely on the iPhone battery, dual battery recharging capabilities with a single cable, itemized emailed receipts, and an opening for the iPhone camera lens.

Payment secure

Hypercom focus on payment secure with smartphone
“We are bringing to market a stylishly simple and highly secure fully functional end-to-end payment solution for savvy iPhone users who want to save time and money,” said Philippe Tartavull, Chief Executive Officer and President, Hypercom Corporation. “By adding additional battery capacity, barcode reading and iPhone camera accessibility, we are significantly enhancing the value proposition beyond competitive offerings and delivering a platform that enables a new range of payment related business applications.”

Availability of iPhone secure payment solution
Hypercom’s iPhone secure payment solution will be available though existing bank acquirers and Independent Sales Organizations (ISOs) as well as direct from Hypercom. Customers who sign up directly with Hypercom without existing merchant accounts will be directed to a variety of payment processor options. Transactions initiated by SmartPayments Mobile will be managed through Hypercom’s SmartPayments Server and routed to one of many credit card processors for near instantaneous authorization and settlement.

iPhone smartphone for secure payment guarantees encrypt magnetic stripe card info
Both SmartPayments Mobile card readers fully encrypt all magnetic stripe card information immediately at card swipe, thus eliminating the potential of compromise either on the iPhone or when information is transmitted over WiFi or cellular wireless. Hypercom’s SmartPayments Server gateway processing solutions are deployed by more than 50 ISOs and transaction processors and offer a broad range of card processor and third-party payment certifications. Current merchant account users will be able to set up SmartPayments Mobile with their processor, and those in need of a merchant account will be provided with a variety of processing relationship options. First product shipments are expected in June 2010.
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